Company Profile

Founded in 2015

PhotonPay is a world-renowned payment platform and digital financial infrastructure provider. The company was formed through the joint efforts of industry experts in technology, compliance, risk management, and operations in the global payments space. PhotonPay has established strategic partnerships with internationally renowned financial institutions such as DBS Bank, Bank of Chicago, East West Bank, and Banking Circle. As Discover's partner issuer in Greater China, it has an important position in the financial ecosystem. With its cutting-edge financial technology services, PhotonPay has earned the trust and confidence of many cross-border businesses. PhotonPay currently provides an extensive network of more than 200,000 businesses across various industries.

Operations in More Than 150 Countries
PhotonPay's assistance helps these businesses expand their global footprint, facilitating operations in more than 150 countries and territories around the world. We offer global accounts for global businesses. With the global account as the bottom layer, it brings together various funds for unified management, breaks industry barriers, supports multi-industry collection, and supports multi-currency settlement.

Global Acquisition
PhotonPay's Global Receipt Gateway provides cross-border businesses with the ability to collect money from Cend consumers by connecting international card organizations such as Visa/Master and local payment service providers. Support a variety of comprehensive access methods and a variety of payment methods. The current acquisition network mainly covers the following regions: Europe, the United States, the United Kingdom, Hong Kong, Southeast Asia, Japan, and Korea.

PhotonPay is directly connected to the global local clearing network and supports a variety of payment scenarios to support real-time payments, covering Southeast Asia, the Americas, Europe, Africa, the Middle East, Asia Pacific, and other regions. Supports more than 150 countries and 60 currencies.

Credit Card Issuance
PhotonPay, as a member of an internationally renowned credit card association and a partner issuer of Discover in Greater China, provides corporate and individual business travelers with customized card payment solutions for various scenarios, making your spending abroad more hassle-free.

Foreign Exchange Control
PhotonPay's flexible currency exchange services and efficient and professional exchange rate risk management solutions always protect customers with the best "exchange" solution.